When do my ISA payments start and what if I get fired?
It will come into action once you get placed after completion of the course. In the event, you lose your job because (i) your employer/company you were placed in stops its business, (ii) pay-cut is introduced by your employer/ company you were placed in, across the company, (iii) lay off by your employer/ company you were placed in, due to economic hardship, your payments will automatically be paused after you have reported the change and produced the requisite supporting documents.
What is an ISA and how does it work?
Our Income Share Agreement (ISA) represents our investment in you. By using our ISA funding model for your course fees, you can fund enrollment in our quality programs in a way that is suitable for your circumstances, needs, and goals. An ISA is an agreement between you and Unikaksha under which you agree to pay a fixed monthly payment for 36 months or less (course fee) without any additional costs, through our NBFC partners. Upon finishing the course and obtaining a job in a tech role, you should pay the course fee (15% of your monthly CTC, T&C) over a period of 36 months in easy installments capped at INR 300,000/-.
What is the process for paying my ISA?
Students pay the ISA amount in equal monthly instalments through Unikakshas NBFC partners without any additional charges. As part of the enrollment process, the student must complete this application with the NBFC partner. Our assigned NBFC partner will then approve a one-time zero-interest capital, which you can pay monthly for a maximum of 36 months. Upon finishing the course and obtaining a job in a tech role, you should pay the course fee (15% of your monthly CTC, T&C) over a period of 36 months in easy instalments capped at INR 300,000/-
What is the fee for Full Stack Development Program if I pay upfront?
The upfront fee is INR 1,00,000 (inclusive of GST).